We have been in the receivables factoring business since 1979, are independently owned, and have a proven track record of being FINANCIALLY SOLID AS A ROCK. We have survived many of the economy's booms and busts and in doing so, can help you through any tough circumstances you might go through. We won't fold when the times get tough, like a few receivables factoring companies sadly have in the past.

All factoring companies have criteria for size, industry, and risk. It's pretty hard for you to choose which receivables factoring firm is the right fit for you. By contacting us, we'll answer any burning questions you may have and help you find the most suitable match for your company - it could be us or another receivables factoring company.

We have an enormous A-list of receivables factoring industry colleagues, these close relationships were earned over 20+ years in the business. So, after you take the time to define your needs to us, we have no doubt that you will find exactly what you need..

Many receivables factoring businesses let you pick and choose your customers that you want to factor. But a handful of them usually require a minimum dollar amount before they'll work with you. With us you have the freedom to pick and choose what to factor on an invoice by invoice basis with no minimum.

Our receivables factoring agreement is a little like carrying a credit card in your pocket. You carry it to use when you need it but don’t sign an agreement which will make you use receivables factoring when you don't need it.

Many receivables factoring businesses fees are deceiving and confusing. It doesn't make any sense why they do this. Be rest assured, We will not treat you this way.  We are absolutely transparent about our fees. When you apply, you are presented with a truthful, no obligation rate bid with the fee for your business. It is going to be tough finding another factoring company, if any, that will be absolutely transparent with their fees before they try and get your business.

An "advance" rate is the percent of the invoice face value that you’ll get upfront. Invoice Factoring industry averages for advance rates range from 70-90% of the face value of the invoice. As an example, if your customer owes you $1,000, you will receive an advance payment of $700 to $900 to your account. Our current advance rates are higher than average - at 85-97% depending on industry and your customer payment track record.

Some accounts receivable factoring firms are funded by Wall Sreet investors. We are a privately held company and don't take marching orders from investors and boards. Like you, we are like-minded business people and we have experienced many of the hardships that a business deals with. We take the time to hear your story, determine concerns. Based on that information we will put together a custom-built solution for you. Many accounts receivable factoring firms especially the Silicon Valley ones almost exclusively trust an algorithm to establish your company's funding program. Who do you want to count on as a cash flow partner to fund your business?

Many receivables factoring businesses have either a lot of employee turnover, a complex voice mail system that you get lost in or operate call centers where you talk with a new representative every time you call in. We operate differently, you are set up with a dedicated account administrator to be your point of contact – who really knows your business inside out, and can assist you in ways the others just can't or don't want to be bothered.

Don't neglect the fact that the receivables factoring firm will be interacting with your customers on your behalf. Our level of service, stability and longevity, and the caliber of our employees is exceptional. We have been in business since 1979 and have veteran staff who who have witnessed it all. Choose us not only for your well-being but for the well-being of your relationship with your customer too. Not only will you benefit from our extraordinary service and real-world know-how, but so will your customers.

Together,we put in place a credit risk tolerance guideline to limit your customer write-offs. We also watch each invoice and follow them like your own credit and collections department would. Once they hit the payment date we place friendly reminder calls and/or emails on your behalf and keep notes as to when it is scheduled to be paid, and send copies if required until payment is received.

Our business credit monitoring systems allow us to spot developing negative trends so that we can protect you from risky transactions. You have immediate access to online aging reports and your dedicated account administrator is kept in the loop and given advance notice of any collection problems so to work on them right away.

You get immediate direct online access to your customer’s business credit reports, or you can call and speak with your account administrator – you choose. Stay ahead of negative payment trends. This is essential to avoid preventable write-offs.

We make sure to adopt advanced technology to smoothly run the funding process, such as electronic submission of invoices, online reports, online credit checking and other emerging methods to streamline the process and reduce overhead, which means lower rates for you. Many other companies are not even in the same neighborhood.